The Oriental Insurance Employees Co-op Thrift and Credit society Limited

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Loan Scheme

Loan Scheme

Scheme Maximum Amount Interest Rate
Regular Loan 4,00,000/- 7.5 %
Emergent Loan 2,00,000/- 7.5 %
Vehicle Loan 3,00,000/- 7.5 %
Loan Against Security/CD 2,00,000/- 7.5 %

Documents Required :-

1. Duly filled Loan Application form separately for each of the above loan.
2. Copy of Latest Salary Slip
3. Bank Details for RTGS/NEFT payment. (Copy of Cancelled Cheque or Passbook to be attached)

Requirement of Sureties :-

All the Loan application are required to be signed by the sureties. The no of sureties required are as under :

Amount of Loan No. of Sureties
Loan amount upto Rs. 1,00,000/- 1
Loan amount Rs. 1,00,001/- to Rs. 2,00,000/- 2
Loan amount Rs. 2,00,001/- to Rs. 3,00,000/- 3
Loan amount Rs. 3,00,001/- to Rs. 4,00,000/- 4

Deduction of Loan Installment :-

The Loan Instalment will be deducted from the salary of the Employee alongwith the CD money. The deduction of Loan instalment will start from the next month following the month in which loan is disbursed.

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